15 NEW RULES FOR DEBT COLLECTORS: HOW THEY AFFECT YOU
In May of 2019, the Consumer Financial Protection Bureau (CFPB), proposed new rules to enforce the...
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Category: Credit Repair
The Credit Monkey’s Guide to the Secrets of Debt Validation
The federal Fair Debt Collection Practices Act (FDCPA) created debt validation as a part of a...
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3 Foolproof Credit Report Dispute Letters That Work Every Time
The Credit Monkey regularly receives requests for sample credit repair letters. Composing dispute...
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11 Determining Questions: Credit Repair or Bankruptcy
In the Credit Monkey’s last post, we learned that credit repair is not the answer for every low...
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What Should I Do, Credit Repair or Bankruptcy?
The credit repair company proposed, “Let us fix your credit.” The attorney advised, “File...
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4 Hacks that Stop Collectors in Their Tracks
When a debt becomes six (6) or seven (7) months delinquent, many credit card companies charge off...
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